What is a holiday pay run deadline?
If you pay employees by direct deposit, and have a payday that falls on, or shortly after a federal bank holiday, you'll need to run payroll one or two business days early to get everyone paid on time. This is because ACH processing does not occur federal bank holidays, adding an additional business day to the payroll turnaround.
OnPay notifies you ahead of each holiday throughout the year, but you can get a head start and see when you should plan to run payroll a little early, so employees aren't affected.
Federal bank holiday
Monday, October 12: Indigenous Peoples’ Day / Columbus Day
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Upcoming bank holidays
Q4 - 2026
- Veteran's Day - Wednesday, November 11
- Thanksgiving Day - Thursday, November 26
- Christmas Day - Friday, December 25
Q1- 2027
- New Year's Day - Friday, January 1
- Martin Luther King, Jr. Day - Monday, January 18
- Presidents' Day - Monday, February 15